North Carolina: Best Places for Homeownership

North Carolina: Best Places for Homeownership

Adding about 100,000 residents to its population of nearly 10 million between 2012 & 2013, the state of North Carolina is truly growing. The unemployment rate plunged from 9.5% to 6.9% during this period... a strong result to be sure.

NerdWallet, a website on a mission to save you money, took a look at the 59 North Carolina cities with populations greater than 15,000 to find out which offer the best value for potential homeowners. Their analysis tried to answer three main questions:

1. Are homes available? They looked at the metro area’s homeownership rate to determine the availability of homes. A low homeownership rate is likely a signal of competitive inventory, more options for renters rather than buyers and expensive housing. Areas with a high homeownership rate led to a higher overall score.

2. Can you afford to live there? They looked at median household income, monthly homeowner costs and median home value to assess affordability and determine whether residents could live comfortably in the area. They used monthly homeowner costs to measure cost of living. Areas with high median incomes and low cost of living scored higher.

3. Is the area growing? They measured population growth to ensure that the area is attracting new residents and showing signs of solid growth. This is likely a signal of a robust local economy, which is another attractive characteristic for homebuyers.

Many areas we serve ranked highly in the results. Top cities include:

1. Holly Springs
2. Indian Trail: The town with Native American roots sits about 15 miles from Charlotte. Indian Trail celebrated its centennial just seven years ago. Homeowner costs here account for 26.4% of the median monthly household income and 85.8% of homes in Indian Trail are owned rather than rented. The population jumped during the 1990s from 1,942 to 11,905 residents, and has not stopped growing. The U.S. Census Bureau estimated a population of 34,800 for 2012. The town turned its focus to improving the community atmosphere in 2009, by initiating a Parks Master Plan, which would create more parks and recreation opportunities in the town. Crossing Paths Park, the town’s first municipal park, opened in 2011 and features public art, playgrounds and an amphitheater.
3. Fuquay-Varina
4. Wake Forest
5. Clayton
6. Apex
7. Huntersville
8. Morrisville
9. Cornelius
10. Mint Hill: A suburb of Charlotte, Mint Hill saw a 4.3% population jump between 2010 and 2012. The town has an 81% homeownership rate, the median monthly income is $5,806, and 27.5% of that income is devoted to homeowner costs. Mint Hill is home to Mint Hill Veterans Memorial Park and Wilgrove Park, as well as a nationally recognized youth football program.
12. Concord
16. Matthews
19. Charlotte
20. Kannapolis


4 Bed

2.5 Bath


12818 Darby Chase Drive,
Charlotte, NC 28277


Listed ByRE/MAX Metro Realty

MLS® #3192492 MLS® # 3192492 (Active)

3 Bed

2.5 Bath


8630 McCullough Club Drive,
Pineville, NC 28134


Listed ByBerkshire Hathaway HomeServices Carolinas Realty

MLS® #3233880 MLS® # 3233880 (Active)

4 Bed

3.5 Bath


9042 Kensington Forest Drive,
Harrisburg, NC 28075


Listed ByAllen Tate University

MLS® #3251267 MLS® # 3251267 (Active)

4 Bed

2.5 Bath


9109 Sandpiper Drive,
Charlotte, NC 28277


Listed ByPhoenix Realty Of The Carolinas

MLS® #3251793 MLS® # 3251793 (Active)

4 Bed

4.0 Bath


601 Elizabeth Lee Drive,
Concord, NC 28027


Listed ByKeller Williams Ballantyne Area

MLS® #3257878 MLS® # 3257878 (Active)

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John Walker

John Walker Realty

7900 Stevens Mill Rd, D-209
Matthews  North Carolina 28104


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  • Our experience working with John Walker was most positive. His knowledge of the house buying process as well as his quick friendly responsiveness made our first home purchase experience awesome. He was absolutely great to work with in every way and we would recommend John to anyone we know who is looking to buy a home.

    The Gennusa Family, Indian Trail NC
  • John was fantastic! He helped us every step of the way to find and buy our dream house. From the beginning of our preliminary search to closing the deal he was always there for us. We were relocating from out of state and John did an excellent job of familiarizing us with Charlotte. He knows every neighborhood here.

    The Palmer Family, Charlotte NC
  • John helped us in every phase of selling one home and buying another - from deciding if this was the right time for us to sell, to helping us choose the right area and house, to the mortgage/insuring and finally moving phase. He was extremely energetic and focused on getting us what we wanted, and always seemed available to answer our questions and research the few things he didn't already know. I cannot recommend him highly enough!

    Denis and Martha, Charlotte NC
  • John was not only extremely professional but so personable as well. We are so thankful for all of his help. This was a difficult time because of the loss of our dad but John made this as easy of a process as it could have been. We now consider him a friend as well as an agent. We are blessed to have found him!

    The Ward Family, Mint Hill NC
  • John was wonderful to work with. We relocated from another state and were not familiar with the area at all. We were 100% confident and comfortable with John during the entire process. If you're looking for a Charlotte agent, John Walker is the one!

    The Robinson Family, Charlotte NC
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    The Burkes, Harrisburg NC
  • John is a knowledgeable and attentive agent who worked hard to get us a house in Charlotte that fit our needs. He is really the perfect agent because he did not pressure us at all, but would respond to our questions and requests right away. He really listened to what we wanted and helped us to find a house that we love. We really think John is a wonderful agent and would happily recommend him to anyone!

    The Larson Family, Mooresville NC
  • Only five stars? My partner and I give him ten! Greg describes John as a true pro - a RealtorĀ® who is proactive in helping his clients both find the home of their dreams and then negotiate and navigate the complicated process of acquiring it. What impressed me most was his willingness to listen.

    The Osengas, Charlotte NC
  • John was extremely helpful and was quick assist us in all aspects of the search for and purchase of our new home. I highly recommend him to anyone who is looking for a home in the Charlotte, Mint Hill area.

    The Vorhies Family, Mint Hill NC
  • John acted as my buyer's agent to help me purchase this home and I highly recommend him to other buyers. Having spent his whole life here, John has deep and relevant knowledge of the Charlotte market that guided my decisions. He was able to walk me through every step of the process and help me stay a few steps ahead of the game. John also introduced me to the partners I needed to complete my purchase.

    Mr. Schmidt, Waxhaw NC
  • My wife and I are new to the Charlotte area. We started working with John months before we had even moved down here and from day one he was always super responsive and helpful while never at any point pushy. John was also extremely patient with us and would give us honest feedback on homes because he was not just trying to get us into a home, he wanted to make sure we were making the best decision.

    Keith and Leane Fochi, Charlotte NC

The data relating to real estate on this Web site derive in part from the Carolina Multiple Listing Services, Inc. IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither John Walker nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2017 Carolina Multiple Listing Services, Inc.

Last updated on Apr 23, 2017.